ALICE in Southern Maine
Asset Limited, Income Constrained, Employed
WE all know ALICE
Every day, 38% of households in Southern Maine make tough choices such as deciding between quality child care and paying the rent. This includes the 8% of households living below the federal poverty level and another 30% known as ALICE – Asset Limited, Income Constrained, Employed.
ALICE represents a growing number of households that work as our teachers, child care providers, health care professionals, retail workers, and more. Yet, they live paycheck to paycheck, and have little to no opportunity to save for emergencies or for future investments like education, home ownership, or retirement.
ALICE households also span all ages, genders, races, and ethnicities. But some groups experience hardship at disproportionate rates stemming from long-standing challenges like ageism, systemic racism, and sexism.
We all know someone who is ALICE. They are our children’s teachers, our grandparents’ care workers, and the service industry workers. Some of us are ALICE ourselves. And it can be stressful to walk this financial tightrope each month. Sometimes it means making difficult choices like whether to pay the rent or pick up that prescription, buy car insurance or keep the lights on, fill the fridge or the gas tank.
Survival Budget
Typically, ALICE households consist of low-wage, full-time workers. Sometimes they work multiple part-time jobs trying to cobble together enough for a survival budget – a conservative budget that includes the necessities of housing, child care, food, transportation, health care and a smartphone plan.
The average income in Southern Maine needed for a family of four with two children in child care to reach the survival budget is about $95,000 and about $37,000 for a single adult. That’s more than three times the federal poverty level of $27,750 or $13,590 respectively and above the full-time earnings for 20 of the most common occupations in Maine.
ALICE workers are the engine that make our economy – and our daily lives – run smoothly. Yet, they are often overlooked and under counted as they live each day unable to make ends meet.
A look at the numbers
Under 25
+Over 65
The youngest (under 25) and oldest (age 65+) households faced the highest rates of hardship.
60%
of Black and 48% of Asian households were below the threshold, compared to 37% of White households.
69%
of single female-headed households with children are struggling.
93%
of municipalities in Southern Maine have an ALICE rate of 25% (1 in 4 residents) or higher. All are above 18%.
Dig into the data at ALICEinMaine.org.
United Way helps ALICE RISE
United Way of Southern Maine’s work is focused of many of the challenges facing ALICE households in Southern Maine—urgent needs, housing, child care, and financial instability. Last year, we invested in over 60 local programs and initiatives that support youth opportunity, financial security, healthy communities, and community resiliency. Visit Our Partners page to explore those programs.
United Way of Southern Maine runs many critical community programs that support ALICE households and help them rise.
Get Involved
Your support of United Way of Southern Maine helps keep our ALICE neighbors afloat and move them to stable grounds.
ALICE REPORTS
ALICE IN THE CROSSCURRENTS
An Update on Financial Hardship in Maine
(2024 - PDF)
ALICE IN Cumberland County
County Level Data for Cumberland County, Maine
(2024 - PDF)
ALICE IN THE York County
County Level Data for York County, Maine
(2024 - PDF)
ALICE in Focus: Children
Maine Children in Financial Hardship
(2024 - PDF)
ALICE IN MAINE
A Study of Financial Hardship
(2023 - PDF)
Tools and Resources
UNITED FOR ALICE
Interactive Data Suite for ALICE in Maine
(Interactive Tool)
ECONOMIC VIABILITY DASHBOARD
Data on Work, Housing, and Community Resources
(Interactive Tool)
Legislative District Tool
Tool for Legislators to understand the ALICE population in their district
(Interactive Tool)