ALICE in Southern Maine

Asset Limited, Income Constrained, Employed

WE all know ALICE

Every day, 38% of households in Southern Maine make tough choices such as deciding between quality child care and paying the rent. This includes the 8% of households living below the federal poverty level and another 30% known as ALICE – Asset Limited, Income Constrained, Employed. 

ALICE represents a growing number of households that work as our teachers, child care providers, health care professionals, retail workers, and more. Yet, they live paycheck to paycheck, and have little to no opportunity to save for emergencies or for future investments like education, home ownership, or retirement. 

ALICE households also span all ages, genders, races, and ethnicities. But some groups experience hardship at disproportionate rates stemming from long-standing challenges like ageism, systemic racism, and sexism. 

We all know someone who is ALICE.  They are our children’s teachers, our grandparents’ care workers, and the service industry workers. Some of us are ALICE ourselves.  And it can be stressful to walk this financial tightrope each month. Sometimes it means making difficult choices like whether to pay the rent or pick up that prescription, buy car insurance or keep the lights on, fill the fridge or the gas tank.

Survival Budget

Typically, ALICE households consist of low-wage, full-time workers. Sometimes they work multiple part-time jobs trying to cobble together enough for a survival budget – a conservative budget that includes the necessities of housing, child care, food, transportation, health care and a smartphone plan. 

The average income in Southern Maine needed for a family of four with two children in child care to reach the survival budget is about $95,000 and about $37,000 for a single adult. That’s more than three times the federal poverty level of $27,750 or $13,590 respectively and above the full-time earnings for 20 of the most common occupations in Maine.

ALICE workers are the engine that make our economy – and our daily lives – run smoothly. Yet, they are often overlooked and under counted as they live each day unable to make ends meet.

A look at the numbers

Under 25
+Over 65

The youngest (under 25) and oldest (age 65+) households faced the highest rates of hardship.

60%

of Black and 48% of Asian households were below the threshold, compared to 37% of White households. ​

69%

of single female-headed households with children are struggling.

93%

of municipalities in Southern Maine have an ALICE rate of 25% (1 in 4 residents) or higher. All are above 18%.

Dig into the data at ALICEinMaine.org.

United Way helps ALICE RISE

United Way of Southern Maine’s work is focused of many of the challenges facing ALICE households in Southern Maine—urgent needs, housing, child care, and financial instability. Last year, we invested in over 60 local programs and initiatives that support youth opportunity, financial security, healthy communities, and community resiliency. Visit Our Partners page to explore those programs. 

United Way of Southern Maine runs many critical community programs that support ALICE households and help them rise.

CA$H Greater Portland
Creating Assets, Savings, and Hope (CA$H) Greater Portland is a partnership of community leaders and industry experts working together to help empower individuals and families to achieve long-term financial stability and asset building.
Learn More
211 Maine
211 Maine is a free resource providing an easy confidential way to connect people to information about thousands of health and human services around Maine. 211 Maine is available 24 hours a day, seven days a week by phone, text and online.
Learn More
Biddeford Ready
Biddeford Ready! is a community-wide effort to help the youngest members of the Biddeford community – from birth to age 5 – get the resources they need to enter kindergarten prepared to thrive in school and beyond.
Learn More
Keep ME Warm Fund
Keep ME Warm provides emergency heating assistance through a statewide partnership of Maine’s United Ways and Community Action Agencies. Keep ME Warm is the only statewide fuel assistance fundraising effort in the state of Maine.
Learn More
Southern Maine Workforce Initiative
Southern Maine Workforce Initiative ensures jobseekers are prepared for and connected to employment with strong career pathways and family-sustaining wages and forges robust employer partnerships to help foster inclusive workplaces through job seeker advocacy, employer education and training.
Learn More

Get Involved

Your support of United Way of Southern Maine helps keep our ALICE neighbors afloat and move them to stable grounds.

ALICE REPORTS

ALICE IN THE CROSSCURRENTS

An Update on Financial Hardship in Maine
(2024 - PDF)

ALICE IN Cumberland County

County Level Data for Cumberland County, Maine
(2024 - PDF)

ALICE IN THE York County

County Level Data for York County, Maine
(2024 - PDF)

ALICE in Focus: Children

Maine Children in Financial Hardship
(2024 - PDF)

ALICE IN MAINE

A Study of Financial Hardship
(2023 - PDF)

Tools and Resources

UNITED FOR ALICE

Interactive Data Suite for ALICE in Maine
(Interactive Tool)

ECONOMIC VIABILITY DASHBOARD

Data on Work, Housing, and Community Resources
(Interactive Tool)

Legislative District Tool

Tool for Legislators to understand the ALICE population in their district
(Interactive Tool)